Commercial Property Insurance provides protection from loss, due to a variety of perils, to all kinds of business property including: building structures, furniture, inventory, equipment, and supplies, money and securities and business records. If you have a larger or more complex business you may need the flexibility of insuring your business property through a Commercial Property Policy.

There are several kinds of commercial liability insurance, including the liability coverage that accompanies a commercial auto insurance policy, commercial umbrella insurance and professional liability insurance. But the foundation for many businesses is a Commercial General Liability policy, which provides protection - whether claims are real or fraudulent for the type of lawsuits mentioned above as well as product liability.

Also known as Umbrella Insurance, this coverage is designed to protect your business from catastrophic losses and circumstances. Your business may have adequate general and commercial insurance, but, unfortunately, it may not be enough. There are times when litigation may exceed your coverage allowances and you may be held accountable for paying the financial excess. In fact, you may not even have the coverage you need in place to protect you from an unusual circumstance.

Florida commercial auto insurance is necessary to cover all company vehicles including autos, trucks, and delivery vans against liability and physical damage risks. Whether your company owns one car or an entire fleet, you need to ensure that you are covered in order to minimize any potential loss.

What type of policy and how much coverage your business requires is typically dependent on the type of driving your employees do. Our dedicated, expert insurance specialists will sit down with you and explain your commercial auto options; helping you to customize a plan that fits your exact requirements.

Bonds are often required as part of construction or other job contract requirements. Having an insurance company who understands bonds, such as permit bonds, bid bonds and performance bonds - and can find you the lowest rates - allows you to expand your scope of work and grow your business.

Trionyx Insurance specializes in providing both large and small businesses with the following bonds:

• Performance – to guarantee the performance of contractually agreed upon work

• Bid – guarantees the beginning of work following the winning of a bid

• Indemnity – guarantees any losses should a party fail to meet deadlines

• Payment – promises payment to all sub-contractors and vendors

• License – a bond guaranteed to a state or federal agency

Restaurant Insurance is intended to protect food service businesses like restaurants, hotels, and even bed and breakfasts, from liability damages in such cases. Any establishment serving alcoholic beverages is exposed to lawsuits charging that liquor was served to an intoxicated person who may later have been involved in an accident.

Employee Practices Liability insurance will provide protection for an employer from claims made by employees, former employees, or even potential employees. This coverage will also include high-ranking officials in your firm including directors and officers.